What We do

Investments

We assist you in achieving your financial goals by carefully crafting your personal investment portfolio. Your success is our success! We’re committed to helping you manage, protect, and grow your investments with the right tools, resources, and expertise to
guide you every step of the way.

Retirement Planning

We work with you to create a strategy that aligns with your goals and needs, helping you reach your desired outcome. For many, pensions and Social Security won’t be enough to achieve full financial independence, so personal savings are key. At Panorama Financial,
we’ll keep a close eye on your plan, offering proactive guidance and support to ensure you stay on track. Our recommendations empower you to make informed investment decisions that will positively impact your retirement years for the long haul.

Estate Planning

Strategic planning is key to ensuring the lasting success of your estate and legacy. A thoughtful Estate Plan helps you direct your assets to the people and causes you care about most. At Panorama, we partner with you to minimize future risks, protect your
assets, and develop a tax-efficient strategy for transferring wealth. Planning for the future is an exciting journey, and we’re here to guide you in creating a legacy that can benefit generations to come.

Tax Planning We work to proactively address your tax position and concentrate on maximizing your overall after-tax financial gains, while taking advantage of the many opportunities for tax reduction. We will help you understand your options, and work
with your tax accountant to minimize your tax bill.

Education Planning

With college costs rising faster than inflation, it’s important to explore all your options for saving. We’ll help you understand strategies like prepaid tuition plans, financial aid, and even using IRAs to fund education, so you can plan ahead and reduce out-of-pocket
expenses.

Risk Management

No financial plan is complete without considering how to protect your assets. We’ll help you assess your insurance needs, from life and disability coverage to long-term care and home insurance. As fee-only advisors, we don’t sell any insurance products, so
we’ll always give you unbiased advice tailored to your needs.